Location 3006 Broadway Ave, Hays, KS 67601

Phone (785) 625-5605

[email protected]

(785) 625-5605

Terms of Service

Last Updated: November 6, 2025

Welcome to the Insurance Planning AgSpray Division website (“the Site”). These Terms of Service (“Terms”) govern your access to and use of our website, digital communications, and SMS messaging programs (collectively, “Services”).

By accessing or using our Services, you agree to these Terms in full. If you do not agree, please discontinue use of our Services immediately.

1. Interpretation and Definitions

• Company refers to Insurance Planning AgSpray Division, a division of Insurance Planning, Inc., located 3006 Broadway Ave, Hays, KS 67601.

• Service means the website and related online features, content, and communications offered by the Company.

• You / Your means the individual, organization, or entity accessing or using the Service.

• Policyholder refers to any individual or business who has purchased or inquired about insurance coverage from the Company.

2. Program Name and Description

Program Name: Insurance Planning AgSpray Alerts

Program Description:
By opting into our SMS messaging program, you consent to receive messages related to your insurance inquiries, policy updates, service reminders, renewal notifications, and general communication about our agricultural insurance offerings. Message frequency may vary depending on your engagement and preferences.

3. Opt-Out Instructions

You can cancel SMS notifications at any time.
Simply text “STOP” to our shortcode.

Upon sending “STOP,” you will receive a confirmation message verifying that you have unsubscribed. After confirmation, you will no longer receive text messages from us unless you rejoin the program.

4. Rejoining Instructions

If you wish to resume receiving messages, re-enroll using our website opt-in form or text “START” to the same shortcode. This will re-enable your participation in the Insurance Planning AgSpray Alerts program.

5. Help Instructions

If you experience issues with our messaging program:

• Text “HELP” to our shortcode for assistance, or

• Contact our support team at (913) 555-7681 for further help.

6. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Message delivery depends on your mobile carrier network, and Insurance Planning AgSpray Division cannot guarantee timely or error-free transmission.

7. Message and Data Rates

Standard message and data rates may apply for both outgoing and incoming SMS messages. Message frequency may vary depending on your activity and communication preferences.

For questions about your mobile or data plan, please contact your wireless provider directly.

8. Privacy and Data Use

Your privacy matters to us. We handle your personal information in accordance with our Privacy Policy.

We do not sell or share your mobile number or personal data with third parties for marketing purposes. Data collected through SMS is used solely for the purpose of providing requested services, updates, or information related to your insurance policy.

9. Compliance with Industry Standards

Our messaging practices comply with the CTIA Messaging Principles and Best Practices, as well as FCC guidelines for consumer protection. We are committed to responsible communication, transparency, and safeguarding your privacy and consent preferences.

10. Legal Compliance

All use of our Services must comply with applicable federal, state, and local laws and regulations, including the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, and all related industry standards governing marketing and data communication.

11. Website and Service Use

You agree not to misuse our website or communication channels. This includes:

• Submitting false or misleading information

• Attempting unauthorized access to our systems

• Transmitting malware or spam

• Violating applicable insurance or privacy laws

Violation of these terms may result in account suspension or termination of access to our Services.

12. Intellectual Property Rights

All content on this website including text, graphics, logos, icons, and materials is the property of Insurance Planning, Inc. or its licensors. No part of this site may be reproduced, distributed, or republished without prior written permission.

13. Limitation of Liability

Insurance Planning AgSpray Division shall not be held liable for any indirect, incidental, or consequential damages resulting from your use of our website, Services, or messaging program. This includes any damages due to message delivery failures, system errors, or reliance on information provided via the Site.

14. Modifications to the Terms

We may update these Terms at any time. Updates will be posted on this page, and the “Last Updated” date will be revised accordingly.

Your continued use of our Services constitutes acceptance of the updated Terms.

15. Governing Law

These Terms are governed by the laws of the State of Kansas. Any disputes arising under these Terms shall be resolved in state or federal courts located within Kansas.