ONE PLAN. ONE PACKAGE. COVERED.

Since 1968, Insurance Planning, Inc. has devoted its knowledge and combined experience in the industry to deliver quality insurance policies to individuals and businesses.

Our team of insurance professionals has years of collective industry experience writing commercial insurance policies designed to fit your needs. With Insurance Planning, Inc., our friendly staff will work with you on a one-on-one basis to develop a policy specific to your business and create a long term relationship.

When you work with Insurance Planning, Inc., you'll experience the quality service and attention to detail that you can only find with an independent insurance agency.

Our program provides comprehensive protection tailored specifically for agricultural drone applicators and or standard traditional ground sprayers.  

Coverages Offered:

General Liability: Aerial and Ground Operations subject to a $1 Million Per Occurrence with a $2 Million Aggregate. Coverages include Chemical Drift, Bodily Injury, Property Damage, Personal and Advertising Injury  and Products and Completed Operations.

Aerial Application Liability: Coverage for Application of “Chemicals and Fertilizers” in the course of business where you become legally liable in resulting damages from Bodily Injury and Property Damages. Coverage Limit of $1 Million Per Occurrence with a $1 Million Per Aggregate.  

Errors and Omissions Liability: Coverage for in the event if “Professional Services” or advice is given to a client where the Business Owner becomes legally liable in the result of Bodily Injury and or Property Damage.

Hull & Payload Coverage: Coverage for damages arising from theft, crashes, theft, fire, etc, resulting from a covered peril subject to a deductible for Drones, controllers, batteries, spare parts, cameras, sensors, etc.

Auto Liability & Physical Damage Coverage: Coverage for Autos/Trailers that are used in the business subject to a $1 million Combined Single Limit Per Occurrence. Included with this is Hired and Non-Owned Liability subject to a $1 Million Combined Single Limit Per Occurrence. Physical Damage of any Auto and or Trailer can offered as well.

Cargo Insurance: Coverage for your application product in the course of transit.

Cyber Liability Insurance: Coverage for sensitive data handled by your business.

Excess Liability: Additional Liability coverage for General Liability and Auto Liability Insurance.

The Drone Spray Operator Program is designed for licensed and insured commercial drone applicators operating within the United States. Whether you’re an independent contractor, part of an aerial application company, or managing a fleet of drones for crop protection, you can qualify. We work directly with operators to make the process simple—no middlemen, no excess paperwork, just direct access to a carrier that understands your business.