Property
Coverage for the assets that keep your operation moving.
AG/SPRAY DIVISION
Coverage for the assets that keep your operation moving.
Including misapplication coverage.
Confidence for every vehicle on the road.
Protection for covered equipment in transit or on site.
Coverage availability and terms are subject to policy conditions and underwriting review.

Protect Your Drone, Your Operation, and Your Livelihood
Drone spraying is changing the face of agriculture — offering greater precision, efficiency, and reduced input costs. But with innovation comes new risks. The Insurance Planning Ag/Spray Division was created to protect aerial applicators like you with coverage designed specifically for agricultural drone spraying operations.
Whether you’re a single pilot or managing a fleet, our program helps safeguard your investment from takeoff to touchdown. From midair collisions to chemical drift liability, we understand the real-world exposures that come with drone applications — and we’ve built a policy to match.

COVERAGE DETAILS
Our drone coverage is designed around how you operate, not generic aviation policies. Coverage options can be customized to meet FAA Part 107 compliance, manufacturer requirements, and your business structure.
Available Endorsements:
Equipment rental reimbursement
Additional insured for subcontractors or clients
Blanket chemical drift liability
Premises and operations liability
Crop damage reimbursement
Data storage and software coverage
We’ll help you identify the right mix of liability limits, deductibles, and specialized endorsements to ensure your entire operation — from pilot certification to final pass — is protected.
COVERAGE DETAILS
Our drone coverage is designed around how you operate, not generic aviation policies. Coverage options can be customized to meet FAA Part 107 compliance, manufacturer requirements, and your business structure.
Available Endorsements:
Equipment rental reimbursement
Additional insured for subcontractors or clients
Blanket chemical drift liability
Premises and operations liability
Crop damage reimbursement
Data storage and software coverage
We’ll help you identify the right mix of liability limits, deductibles, and specialized endorsements to ensure your entire operation — from pilot certification to final pass — is protected.

Coverage Designed for Every Pass Across the Field
Ground applicators face unique challenges — unpredictable weather, chemical exposure, and mechanical risks that can halt an operation fast. The Insurance Planning Ag/Spray Division delivers specialized insurance built to keep your ground spraying business running strong.
From self-propelled rigs to pull-behind sprayers and custom applicator fleets, we offer protection for every machine and operator on your team. Our policies are written by agricultural experts who understand what happens when boots hit the dirt.
COVERAGE DETAILS
Our ground spraying policies protect more than your equipment — they protect your livelihood. Each plan is built for flexibility, whether you run a single sprayer or an entire fleet.
Available Endorsements:
Replacement cost for self-propelled sprayers
Inland marine coverage for transport and trailers
Pollution liability (including chemical spill cleanup)
Tank and hose system protection
Crop damage liability
Blanket additional insured endorsements
We help applicators design a complete coverage plan that keeps their business moving when equipment breaks down or claims arise — because downtime isn’t an option during application season.

Coverage Built for the Way You Farm
Farming and ranching come with unique risks, from severe weather and equipment damage to livestock loss and liability claims. Insurance Planning Inc. helps protect farms, ranches, and agribusinesses with coverage designed around the way you live, work, and operate.
Whether you manage a small family farm or a larger agricultural operation, we can build protection for your home, vehicles, equipment, structures, livestock, and liability exposures. Our goal is simple: help safeguard the property, assets, and income you depend on with coverage built for agriculture every single day.

COVERAGE DETAILS
Our drone coverage is designed around how you operate, not generic aviation policies. Coverage options can be customized to meet FAA Part 107 compliance, manufacturer requirements, and your business structure.
Available Endorsements:
Equipment rental reimbursement
Additional insured for subcontractors or clients
Blanket chemical drift liability
Premises and operations liability
Crop damage reimbursement
Data storage and software coverage
We’ll help you identify the right mix of liability limits, deductibles, and specialized endorsements to ensure your entire operation — from pilot certification to final pass — is protected.
COVERAGE DETAILS
Our drone coverage is designed around how you operate, not generic aviation policies. Coverage options can be customized to meet FAA Part 107 compliance, manufacturer requirements, and your business structure.
Available Endorsements:
Equipment rental reimbursement
Additional insured for subcontractors or clients
Blanket chemical drift liability
Premises and operations liability
Crop damage reimbursement
Data storage and software coverage
We’ll help you identify the right mix of liability limits, deductibles, and specialized endorsements to ensure your entire operation — from pilot certification to final pass — is protected.
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© 2025 Insurance Planning Ag/Spray Division. All Rights Reserved.
© 2025 Insurance Planning
AgSpray Division. All Rights Reserved.


